Website Disclaimer

1Website use

Welcome to www.nanakaccountants.com.au (Website), operated by Nanak Associates Pty Ltd (ABN 47 648 226 804) trading as Nanak Accountants & Associates (we, us or our).

By using this Website, you accept this Disclaimer. Please read it together with our Terms of Use, Privacy Policy and Artificial Intelligence Policy, which explain the terms of using this Website and how we handle personal information.

If you do not agree with this Disclaimer, please do not use this Website.

2General information only - not professional advice

The information provided on this Website, including:

• Blogs
• Articles
• Calculators
• Tax tips
• Business structuring guides
• Videos
• Social media content
• Downloadable resources

is provided for general informational purposes only. It does not constitute:

• Tax advice
• Financial advice
• Legal advice
• SMSF advice
• Migration advice
• Investment advice

You must not rely on the content as a substitute for obtaining professional advice tailored to your individual circumstances.

Before making any financial, tax, business, or legal decision, you should seek advice specific to your situation.

3No warranties

While we endeavour to keep all information accurate and up to date, we make no representations or warranties, express or implied, regarding the:

• Accuracy
• Completeness
• Reliability
• Suitability
• Availability

of the Website or its content.

Tax laws and regulations change frequently, and the information may not reflect the most current legal position.

Any reliance you place on information from this Website is strictly at your own risk.

4Limitation of liability

To the maximum extent permitted by law, we exclude all liability for:

• Loss of profits
• Loss of business
• Loss of data
• Indirect loss
• Consequential loss
• Economic loss

arising from or in connection with:

• Use of this Website
• Reliance on information provided
• Errors or omissions
• Website downtime
• Technical failures

Nothing in this Disclaimer excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law or any other legislation that cannot lawfully be excluded or limited.

5Website calculators and tools

Any calculators or automated tools on this Website provide estimates only. Results:

• Are based on information you input
• May rely on simplified assumptions
• Do not account for your full personal circumstances
• Should not be relied upon for tax planning decisions

We recommend obtaining formal advice before acting on any calculator result.

6Third-party links

This Website may contain links to external websites, including:

• Government agencies (ATO, ASIC)
• Software providers (Xero, QuickBooks, MYOB)
• Financial institutions
• Other third-party service providers

We have no control over the content, nature, or availability of those websites. The inclusion of links does not constitute endorsement or recommendation.

We are not responsible for:

• Content of third-party websites
• Security practices of third parties
• Loss arising from use of external websites

7Website availability

We aim to keep this Website operational at all times. However, we do not guarantee uninterrupted access.

We are not liable for temporary unavailability due to:

• Server issues
• Maintenance
• Technical failures
• Cyber incidents
• External service provider issues

8Professional engagement required

No client-accountant relationship is created by:

• Visiting this Website
• Sending an enquiry
• Downloading resources
• Using calculators
• Reading blogs

A formal engagement letter must be signed before any professional services are provided.

9Limited liability scheme notice

Liability limited by a scheme approved under Professional Standards Legislation.

10Copyright and intellectual property

This Website and its contents are © 2026 Nanak Associates Pty Ltd. All rights reserved.

You may not:

• Reproduce
• Redistribute
• Republish
• Commercially exploit
• Transmit
• Store

any part of this Website without our prior written consent.

All materials, including:

• Text
• Branding
• Logos
• Graphics
• Designs
• Downloadable content
• Website structure

remain the intellectual property of Nanak Associates Pty Ltd. Unauthorised use may result in legal action.

11Changes to this Disclaimer

We may update this Disclaimer from time to time. The updated version will be published on this Website, with the date it was last updated.

12Contact us